Finance advisor reviewing vehicle payment options with a customer in a showroom

Financing

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Auto financing with UC Auto.

Estimate payments, compare budget paths, and send a focused request before you visit the Richmond showroom.

Start finance requestView calculator

Quick and focused

Start with the essentials online. The finance team follows up before you visit.

Plan your payment

Use the calculator to compare payment, budget, down payment, trade-in, rate, and term.

Review real options

Final terms are reviewed directly with the UC Auto finance team and confirmed with consent.

Customer reviewing a vehicle payment calculator with a finance advisor

Not sure of your budget?

Calculate before choosing.

Estimate monthly or bi-weekly payments, then browse inventory with a clearer payment range in mind.

View calculator

Options

One focused finance request.

Plan your payment online, then send one focused request. Final approval, consent, and lender terms are handled directly with the finance team in Richmond.

Down payment

See how cash down can change the financed amount and estimated payment.

Trade-in value

Include a trade-in estimate while planning, then confirm the vehicle in person.

Human follow-up

Send the request and continue privately with a person instead of a long public application.

Finance path

Start online. Finish with a person.

Work out the numbers online at your own pace, then finish the details with a real person at the Richmond showroom.

Start finance request
1

Estimate a payment

Use the calculator or start from a vehicle.

2

Send the essentials

Share contact details and what you are considering.

3

Confirm next steps

Review final terms privately with the finance team.

Finance request

Send the essentials first.

This starts the conversation. Any formal application, consent language, and lender authorization should be completed directly with the finance team.

Start with a simple finance request

Share your contact details and vehicle interest. The finance team will follow up with next steps.

Request details
Consent

Required for this request. Read our Privacy Policy and Website Terms.

This form is not a credit application or financing approval. Do not enter a SIN, banking details, date of birth, or driver’s licence number.

Is this a full credit application?

No. This page starts the request. Formal application details and lender consent are handled privately.

Can I include a trade-in?

Yes. Add your trade-in details so the team can review how it may affect the payment plan.

Are estimates final?

No. Estimates depend on approval, rate, term, taxes, fees, and lender conditions.